Student Financial Services

Loan Repayment Information

If you are attending school at least half time, you typically have six months (nine months for Perkins and Federal loans) after you graduate, leave school, or drop below half time status before you begin repayment at Emory. This period of time is called the grace period. At the end of your grace period, you must begin repaying your loan. Most loans administered by Emory allow up to ten years to repay. Your monthly payment amount will depend on the size of your debt, the interest rate and the length of your repayment period.

Example: @5%

Loan Amount No. of Payments Monthly amount Total Interest Total Repaid
$5000 120 $53.03 $1364 $6364